Recommendations relevant to high school students evaluating college/university attendance and related debts - be realistically prepared regarding overall college/university selection dollar expenditures - decide within your economic realm - *at times, however, there are financial resources assisting through college/university expenditures - and - there are certain types of financial resources that have low interest % rate payback & longer payback timing - there are also organizations that might be solicited for "highly competitively" college/university $ attendance coverage, ie dependent upon students' overall academic profile & specializations - these organizations do not expect a $ payback but do expect a certain GPA maintenance as within scholarship level thru out studying years.