Students who choose to go to college should not expect any taxpayer funded subsidies or forgiveness of debt.   No one ever paid for my college and it did take me years by working to pay for it myself.  I eventually received  help from my employer via a tuition reimbursement benefit, so that type of help is out there.  Therefore, family, friends, employers, state incentive programs such as Georgia's Hope scholarship are all fine.  But this business of running up huge debt and then not taking responsibility for it is ridiculous and should not be tolerated.  Colleges do need to reduce the cost of tuition and government needs to get out of it all together.