I fail to see the reasoning behind all this.  Why in the world would anyone deliberately decrease the usable income of a family when the economy is in the state it is???  My son just took a five percent cut in pay, as did everyone in the governmental entity he works for.  Now he's going to lose even more with the increase in payroll tax that will be deducted.  I may sound selfish, but this is what our younger people are facing.  The generation behind us is facing what our parents faced during the 1930s, but they have not been prepared for it.  We learned in US History classes that all the governmental programs did not help folks during that time.  It was World War II and the increase in defense industries that brought us out of that economic slump.  We do not want such another conflict as that.